Humana Medicare
Humana began in 1961 as a nursing home and evolved in 1972 from a chain of nursing homes into a hospital when founder David Jones and Wendell Cherry acquired a hospital. In 1980, Humana (formally known as “Extendicare”) became the world’s largest hospital in the world. Humana also played a role in the development of the artificial heart with Dr. Robert Jarvik and Dr. William DeVries. In 1984, Humana developed a new division to create and market health insurance products.
Humana offers a wide array of Medicare Health Insurance products and services. Their Medicare prescription drug plans have ranked highest in overall member satisfaction by J.D. Power and Associates and they have received an accreditation status of Excellent for their HMO plans by the NCQA.
Humana Medicare insurance quotes are available in the following states:
- Alabama
- Arkansas
- Colorado
- Florida
- Georgia
- Iowa
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Michigan
- Missouri
- Mississippi
- North Carolina
- Ohio
- Oklahoma
- Pennsylvania
- South Carolina
- Tennessee
- Texas
- Utah
- Virginia
- West Virginia
At the time of this post, Humana offers the following Medicare insurance plans:
Humana Medicare Advantage Plans
Humana Gold Choice PFFS is a Medicare Advantage Private Fee for Service plan that allows you to see almost any doctor you choose. Benefits include prescription drug coverage, no copayment for preventive services including cancer screening and routine immunizations as well as an affordable, low monthly premium.
Humana Gold Plus HMO is a Medicare Advantage Health Maintenance Organization plan that offers broad coverage. Benefits include prescription drug coverage, no or an affordable monthly premium, choice of primary care physician in the plan network, and affordable copayments for doctor visits and annual routine physicals.
Humana Choice PPO is a Medicare Advantage Preferred Provider Organization plan that gives you freedom to choose which doctors, specialists, and hospitals you visit. Benefits include affordable monthly plan premiums, referral free visits to specialists, prescription drug coverage, and emergency coverage anywhere in the world.
Humana Medicare Part D Prescription Drug Plans RX Plans
Humana Prescription Drug plans include the PDP Standard, the PDP Enhanced, and the PDP Complete. The PDP Standard is the basic plan if your need for prescription drugs is minimal. PDP Standard provides basic drug coverage for people with Medicare. The PDP Enhanced plan is for those who are considered “in the middle” and need to take care of a few chronic conditions. The PDP Complete plan is for those who live with several chronic conditions and need a comprehensive plan that helps lower the costs of prescription drugs.
Humana Medicare Supplement Plans
Humana offers Medicare Supplement Plans A, B, C, F, K, and L.
Humana Medicare Advantage Plans 2010
Nearly 4 million members nationwide have chosen Humana for their Medicare health coverage needs.
With almost 50 years of history in the health industry, Humana makes it easy for you to pick the plan that fits your lifestyle, your coverage needs, and your pocketbook. You can select between:
- Humana Medicare Advantage plans offer more benefits than Traditional Medicare, at no monthly or an affordable premium, so your health care costs are predictable. You will find many doctors in many areas in the Humana health care provider network.
- Humana Medicare supplement plans cover gaps in Traditional Medicare coverage such as deductibles and coinsurance.
- Humana Medicare prescription drug plans can help relief you from the high costs of medications. Humana offers three stand-alone drug plans that are available in most areas, so you can select the one that best fits your needs and your personal budget.
Humana Medicare Advantage plans are offered as HMO (Health Maintenance Organization), PPO (Perferred Provider Organization), PFFS or special needs plans.
Many people select the Humana Gold Plus HMO plan, because it offers broad coverage including all the benefits of Traditional Medicare and may include prescription drug coverage and many extras. The out-of-pocket costs are lower and more predictable than with other types of plans. So you will have a good idea of how much you’ll spend on healthcare during the year.
Another very popular Humana Medicare Advantage PPO plan is the HumanaChoicePPO® which gives you freedom to select the doctors, specialists, and hospitals you visit. You have the freedom to choose any doctor or hospital, but you pay less for services received from in-network providers. Predictable copayments and coinsurance make it easier for you to budget healthcare costs.
Humana Gold Choice® is a very flexible Medicare Advantage Private Fee-for-Service (PFFS) plan. You can see almost any health care provider as long as they accept Humana’s terms and conditions of payment. Most Humana Gold Choice Private Fee-for-Service plans combine all the benefits of Original Medicare, prescription drug coverage and many extras into one simple, easy-to-use plan.
In addition to Medicare health plans, Humana offers many wellness and prevention programs and services, which may save you money and make it easier for you to stay active for years to come.
