Humana Medicare Advantage Plans 2010

Nearly 4 million members nationwide have chosen Humana for their Medicare health coverage needs.

With almost 50 years of history in the health industry, Humana makes it easy for you to pick the plan that fits your lifestyle, your coverage needs, and your pocketbook. You can select between:

• Humana Medicare Advantage plans offer more benefits than Traditional Medicare, at no monthly or an affordable premium, so your health care costs are predictable. You will find many doctors in many areas in the Humana health care provider network.
• Humana Medicare supplement plans cover gaps in Traditional Medicare coverage such as deductibles and coinsurance.
• Humana Medicare prescription drug plans can help relief you from the high costs of medications. Humana offers three stand-alone drug plans that are available in most areas, so you can select the one that best fits your needs and your personal budget.

Humana Medicare Advantage plans are offered as HMO (Health Maintenance Organization), PPO (Perferred Provider Organization), PFFS or special needs plans.

Many people select the Humana Gold Plus HMO plan, because it offers broad coverage including all the benefits of Traditional Medicare and may include prescription drug coverage and many extras. The out-of-pocket costs are lower and more predictable than with other types of plans. So you will have a good idea of how much you’ll spend on healthcare during the year.

Another very popular Humana Medicare Advantage PPO plan is the HumanaChoicePPO® which gives you freedom to select the doctors, specialists, and hospitals you visit. You have the freedom to choose any doctor or hospital, but you pay less for services received from in-network providers. Predictable copayments and coinsurance make it easier for you to budget healthcare costs.

Humana Gold Choice® is a very flexible Medicare Advantage Private Fee-for-Service (PFFS) plan. You can see almost any health care provider as long as they accept Humana’s terms and conditions of payment. Most Humana Gold Choice Private Fee-for-Service plans combine all the benefits of Original Medicare, prescription drug coverage and many extras into one simple, easy-to-use plan.

In addition to Medicare health plans, Humana offers many wellness and prevention programs and services, which may save you money and make it easier for you to stay active for years to come.