Can I Cancel Or switch to A Different Medicare Advantage Plan?

In most cases, you are enrolled in a plan for a year. If you are already in a Medicare Advantage Plan and want to switch to a different Medicare Advantage Plan, simply join the plan you choose. You will be dis-enrolled automatically from your old plan when your new plan’s coverage begins.

You can join, switch, or drop a Medicare Advantage Plan only during certain times:

  • When you first become eligible for Medicare (the 7 month period that begins 3 months before the month you turn age 65, includes the month you turn age 65, and ends 3 months after the month you turn age 65)
  • If you get Medicare due to a disability, you can join during the 3 months before to 3 months after your 25th month of disability. You will have another chance to join 3 months before the month you turn age 65 to 3 months after the month you turn age 65.
  • Between November 15–December 31 each year. Your coverage will begin on January 1 of the following year, as long as the plan gets your enrollment request by December 31.
  • Between January 1–March 31 of each year. Your coverage will begin the first day of the month after the plan gets your enrollment form.

In certain situations, you may be able to join, switch, or drop a Medicare Advantage Plan at other times, e.g.

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